At First Farmers Bank & Trust, your deposits are insured by the Federal Deposit Insurance Corporation (FDIC).

MPORTANT NOTICE
Changes to FDIC Insurance Coverage
On October 3, 2008, FDIC Deposit Insurance temporarily increased from $100,000 to $250,000 per depositor through December 31, 2009. If you have any questions or concerns about how this change may affect the funds you have on deposit with First Farmers Bank & Trust, please speak with a Customer Service Representative. For additional details, please visit the FDIC website at www.FDIC.gov.

First Farmers Bank & Trust is participating in the FDIC’s Transaction Account Guarantee Program. Under that program, through December 31, 2009, all non-interest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance rules.

Use the links below for more information:

• Your Insured Deposits - FDIC's Guide to Deposit Insurance Coverage (pdf)
• Insuring Your Deposits - FDIC (pdf)
• EDIE, the FDIC's Electronic Deposit Insurance Estimator
• FDIC Insurance Explained - FDIC (video)